Major Financial Crimes & Insider Risk Investigator

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

As a critical component of Stripe’s Global Investigations function, the Major Investigations team leads the charge on the most intricate and high-impact financial crimes reviews. Our remit involves spearheading in-depth investigations across a broad spectrum of risk areas—including significant fraud, anti-money laundering (AML), and insider threat detection—while navigating complex and ambiguous typologies. The team handles matters surfacing from diverse channels such as law enforcement subpoenas, public-private partnerships, the internal Speak Up Hotline, and various global referral sources. We operate in lockstep with regional investigative units and cross-functional partners to proactively manage institutional risk and identify opportunities for control environment remediation.

What you’ll do

We are looking for a senior financial crimes investigations expert to join the Major Investigations team to take the lead on Stripe’s most intricate and nuanced financial crimes reviews. You will be responsible for conducting in-depth investigations covering multiple financial crimes risk areas, including anti-money laundering (AML), counter-terrorism financing (CTF), fraud, and sanctions. In doing so, you will confront complex issues, emerging and novel typologies, and significant ambiguity. In addition to conducting investigations and making recommendations on merchants, you will also be asked to evaluate how Stripe’s financial crimes controls could be enhanced to further mitigate identified risks and typologies. The right person for this role will enjoy dealing with this puzzle, seeking creative solutions, and moving quickly while ensuring comprehensive results.

Responsibilities

• Independently conduct a wide variety of complex investigations across all financial crimes risks areas, including AML, CTF, sanctions, and fraud
• Draft regulatory reports related to those complex investigations
• Propose solutions to mitigate financial crimes risk both across the program and on an individual case basis
• Coordinate efforts across regions on cases with cross-border exposure
• Demonstrate sound judgment and an ability to navigate complex high-risk cases for which the correct decisions are not immediately clear
• Proactively partner with law enforcement agencies regarding complex, high impact, or emerging typologies
• Present investigative findings, coherent risk analyses stemming from findings, and recommended risk mitigations and metrics to a wide variety of internal and external stakeholders
• Effectively and clearly communicate, including with other Stripes, Stripe's users, and Stripe's financial partners

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• 6+ years experience in investigative roles within financial crimes, AML, sanctions, fraud, risk, or a related field
• Strong stakeholder management skills, including effective communications and dynamic problem solving
• Excellent research and writing skills, including in detailed investigative reports and high level executive briefings
• Ability to synthesize large amounts of information, including transaction data
• Ability to work efficiently and independently in a fast-paced environment
• Ability to handle sensitive matters with discretion

Preferred qualifications

• Demonstrated experience, training or certifications  in Insider Risk investigations
• Experience with SQL or querying of large datasets
• Technical curiosity and an interest in exploring data and understanding systems
• Experience building AI-assisted workflows for complex investigations or research tasks, including using AI to synthesize large, unstructured datasets and validating outputs for accuracy in high-stakes decisions
• Demonstrated interest, knowledge, or experience in cryptocurrency is a plus
• Experience in the online payments industry